You have a handful of options when choosing the right loan to buy a home. These loan types often differ based on their qualification requirements and the terms they offer, such as the loan’s length, interest rate, and down payment amount.

When you refinance, you replace your current loan with a new one, which comes with various benefits depending on the refinance type. There are two types of conventional refinance loans: a rate and term refinance and a cash-out refinance.

You can use a rehabilitation loan to acquire or refinance a property and get funds necessary to upgrade the homes condition. We also offer One Time Close Construction financing for building the home of your dreams on vacant land. Let’s talk!

Tap into your home equity for home improvement, debt consolidation, education, investment or an emergency fund. This junior lien product offers flexibility to turn your illiquid equity into flexible financing without changing the terms on your first mortgage.

A reverse mortgage for qualified homeowner’s starting at age 59 or older can replace your current loan with no monthly payments due. You can also use a reverse mortgage to get cash out to provide supplemental retirement income, and you still own the home!

Non-QM & Private Money can be used for investors or business purposes when a traditional loan doesn’t fit. These loan types offer non-traditional income qualification like DSCR, bank statement loans, or using a CPA prepared P&L. Private loans can be used to qualify using only the property.